Hey guys Welcome to PANHWAR Tech Today we are talk about ios 16,s amazing features. 5. apple pay now one new thing coming is that you're very soon going to be able to tap two iphones together and just with that transfer money from one user to another user that's pretty cool already but then something i think is absolutely enormous is a feature that they're calling apple pay later it, basically lets you when you're about to buy a product using apple pay to split that payment up into four separate chunks with zero interest and no fees so at the point where you're buying something apple pays the full amount of that purchase to the company and then over the course of the next six weeks takes back that amount bit by bit from your account it's almost like apple's becoming a bank and related to that they're also, 4. lasering in on expanding the apple wallet you can kind of tell that the end goal here what apple's trying to ...